Private Health Insurance for Foreign Students in Germany over 30 years or 14 semesters


I am from India and studying in Germany now. I am in Germany for one year.
I am 30 years old, and I have to change my insurance.

I have 4 questions:
1. Could you please recommend me affordable health insurance in my case, which will be helpful for my visa extension in Germany?
2. Can I submit this insurance card for my visa extension for Germany, and how long I have to make the contract?
3. Can I cancel the contract period if I have any reason to do it, and what insurance benefits will I get while going for a general check-up like a blood test, etc.?
4. How long will it take to get my doctor's payment bill?


If you are already in Germany for one year, you can take the private health insurance Care College for max. 5 years. For international students over 30 years, we recommend the affordable private health insurance tariff by Hanse-Merkur Versicherungsgruppe starting at only EUR 28.00 / month ...

Price: starting at EUR 28.00 / month
Max. duration: up to 5 years

The above insurance plan would be most suitable for the coverage of medical expenses during your studies or language course in Germany. We recommend purchasing it as a "Comfort” policy. For just EUR 35.00 per month (after the 19th policy month, EUR 59.00), you will get comprehensive insurance coverage without any general deductible. Only in the case of gynecological examinations and treatments a deductible of EUR 25.00 per insured event is included.

Insurance documents:
A few minutes after your Online Registration, you will receive your insurance documents by email. These documents are needed for your doctor's appointment, presentation at embassies, consulates, and foreign authorities. Please print and use them for your next doctor's visit, Visa Application, or Extension.

The health insurance Care College is available in 3 variants: Basic, Comfort, or Premium. Please note that within the scope of the Care College tariff as a "Basic" variant, a deductible (self-participation) of EUR 50.00 per insurance case is payable by you. This means that you will have to pay EUR 50.00 for each insured event.

Therefore, we recommend you better the insurance variant "Comfort" or "Premium".

Duration of the insurance:
Please keep in mind that you should take out the insurance for a sufficient period of time. In case of a renewal or extension in some cases, an extension might be refused.

But on the other side, you are always able to terminate the insurance also earlier under the conditions described on our website. Therefore, we recommend applying for the longest thinkable time period (max. 5 years) and later eventually cancel earlier.

All Details and Online Application you can find here ...

Best Value for the money.
Got everything on time and did use the documents without problem to obtain a visa in the German embassy.
We love you guys and are very appreciative of everything you do!

Svetlana, Russia

Excellent experience. I have nothing but good things to say about this website and the online application service.
Their pricing is fair and reasonable.

Sara, Australia

I am a long-term visitor in Germany and needed quickly a cheap insurance.
Got my insurance docs within minutes. Best Value for the money.


Rahul, India

We have received the documents REALLY within minutes and were able to extend our visa.

Great service. Can only recommend it.
Will use it definitely also in future.

Christina, Brazil
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