PhD Students Health Insurance in Germany and Europe
from 28 Euro / month (up to 5 years) !


I will be a PhD student at the Technische Universität Berlin this year. I turn 30 on October 22 and I was wondering whether the student health insurance for 28 euro a month would give me the necessary certificate to enroll? Thanks for your help.


International Phd students and students over 30 years are not obliged to take the German public social state/compulsory health-insurance.
As Ph.D. Student from abroad we would like to recommend you the private insurance plan "Care College":

Price: from 28 Euro / month
Long Duration: up to max. 5 years


Under the insurance tariff "Care College" there are 3 different sub-tariffs: Basic, Comfort or Premium. We recommend you to consider at least the health insurance tariff College Comfort. Price: only 35 Euro per month.
To name few of the strong points of the College Comfort insurance:

  1. No cost sharing in case of reimbursement. (except for gynaecologists)
  2. Credit note for one month's premium if no claims within 12 months
  3. Better treatment, up to 2.3 times the rate of the scale of fees


Health Insurance Card in Germany for Phd Students


Our Recommendation for foreign Ph.d. Students in Germany:

If you have glasses or often have problems with your teeth, then we recommend as best option the Premium tariff, which offers also the most luxury and extras ( from only 63 Euro / month ).


Click here for all Details and Prices of the Health Insurance for international PhD students:


Master Student Degree and Postgraduate Program in Germany and Europe
General Information

A master degree takes generally 2 or 3 years to complete.

Master's students must complete preparatory coursework and undertake comprehensive examination and thesis project activities. Some masters programs require a written thesis, others offer an option between a thesis and comprehensive exam.

An important way in which master's program differ from the most doctoral/phd programs is in the level of financial aid available to the students. Most programs do not offer as much aid to master's degree students as doctoral students and the students often pay most or all of their tuition fees.

Students from postgraduate program or a second-degree program on German universities are very successful on the international job market especially in the technical and scientific areas.

Some popular Master's degree programs in Germany:

  • Master of Arts, M.A
  • Master of Science, M.Sc
  • Master of Engineering, M.Eng.
  • Master of Laws, L.L.M
  • Master of Fine Arts M.F.A.
  • Master of Music, M.Mus.


PhD Student Programs / Doctoral Degree in Germany and Europe

A doctoral degree (in german: Doktorand) is a more advanced degree than the Master's degree.

In Germany a student with Diplom from the University(Universität) can enter a doctoral program directly if the student meets the admission requirements. On the other hand a Fachhochschule(FH) student with Diplom must have excellent grades to enter directly a doctorate program.

However the Ph.D. researcher program takes time. Depending on the program a candidate PhD student need up to 8 years to complete. Typically a Dr. PhD program entails 2-3 years of coursework and a dissertation, which is a research project designed to uncover new knowledge in the students field and be of publishable quality.

Most doctoral and PhD programs offer various forms of financial aid like Erasmus scholarships, fellowship or loans for international students. The availability and forms of aid vary by discipline and institution. Ph.D. Students in some programs earn master's degrees "along the way."

>> PhD Student Health Insurance from 28 Euro / month. Click HERE for more Details

Best Value for the money.
Got everything on time and did use the documents without problem to obtain a visa in the German embassy.
We love you guys and are very appreciative of everything you do!

Svetlana, Russia

Excellent experience. I have nothing but good things to say about this website and the online application service.
Their pricing is fair and reasonable.

Sara, Australia

I am a long-term visitor in Germany and needed quickly a cheap insurance.
Got my insurance docs within minutes. Best Value for the money.


Rahul, India

We have received the documents REALLY within minutes and were able to extend our visa.

Great service. Can only recommend it.
Will use it definitely also in future.

Christina, Brazil
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Private Health Insurance in Germany for Foreign Students, Visitors and Expatriates