Health insurance for Studienkolleg in Germany (Preparatory Course)

What possibilities are there and for how much?

Many foreign students have to attend the preparatory course (German: Studienkolleg) in Germany for about two semesters. During the preparatory course, all the college applicants from abroad prepare for studying in Germany. For this time, they also need appropriate health insurance that is valid in Germany and will defend them against the high cost of the doctors or hospitals.

Health insurance for Studienkolleg in Germany: Insurance premium starting at EUR 28.00 / month, more details here ...

The problem:

Unfortunately, as a student participating in the preparatory course (German: Studienkolleg), you cannot take out any of the German statutory public health insurance tariffs offered by the public health insurance companies like AOK, Techniker Krankenkasse(TK), or BKK. Access to the statutory public health insurance system is possible only after the start of the actual study year and if you are not older than 30 years.

The solution for Studienkolleg students: from EUR 28.00 / month

What can you do as a student participating in a preparatory school course (German: Studienkolleg), and how much does the insurance cost in this case? For the interim period of the Studienkolleg, you can consider only private health insurance. Prices start at EUR 28,00 per month and can range up to EUR 180 per month. The rates of insurance coverage often depend on the age and health status of foreign students.

Our recommendation:

In our opinion, the Hanse Merkur Versicherungsgruppe currently offers perhaps the best value for money with prices starting at only EUR 28.00 / month. You can choose between a simple plan with basic benefits for EUR 28.00 / month or the luxury version for EUR 63.00 / month with more extras for eyeglass wearers and students with frequent dental problems. Another plus point is the possible duration: you can extend this insurance up to 5 years in total. A long-term insurance offer that only a few of the other insurance providers have.

Studienkolleg Health insurance: from EUR 28.00 / month, more details here ...





Helpful Links:

1. Health Insurance for Studienkolleg (preparatory course) in Germany: from EUR 28.00 / month
2. Definition of Studienkolleg
3. Studienkolleg Berlin: Technische Universität Berlin
4. Studienkolleg Hamburg
5. Studienkolleg München
6. Studienkolleg Darmstadt