Student Health Insurance Germany

University Students: about 80 Euro / month

as an University student in Germany you are eligible for the low cost "student health insurance" provided by the public health insurance companies like AOK, TK, DAK, BKK, BEK, GEK, KKH or the Hamburg Münchener Krankenkasse. The monthly rate for your health coverage in this case will be everywhere almost the same, around 80 Euro per month. For example from 01.01.2017: 82,88 Euro per month or 84,50 Euro for the students over 23 years and without children. But be careful, the price is the same, but all the services included differ from company to company.

Language students / Scholarship / Doctorate: from 28 Euro / Month

Language students, guest students, scholarship holders and doctorate students cannot use the public health insurance companies in Germany, but they can use special and even cheaper private health insurances starting at only 28 Euro per month. Details here.

The same rule apply also to all participants in international projects at universities and colleges, exchange students, like ERASMUS, DAAD or SOKRATES, on Working Holiday, Work & Travel and Work & Study programs, as well as other further education and study trips abroad. The best and cost-effective health insurance for you in this case is the special medical and dental insurance Care College for Germany and Austria starting at only 28 Euro per month. More details here.

Students over 30 years or more than 14 semesters: the best Health Insurance

If you are student over 30 years or have studied for more than 14 semesters in the university, you can choose between the public and private german health insurance providers. The cost of the public health policy (gesetzliche Krankenkasse) is about 120 Euro per month for all students over 30 years old. For similar price you can get also a private insurance (Private Krankenversicherung or PKV) with much more personal benefits and excellent medical and dental treatment. To get free Quotes and compare the top private health insurances in Germany please read here.

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