Ex Pat Health Insurance & Long-Term Travel Insurance
for Expatriate, Travellers and Emigrants in Germany, Europa and Asia
from only € 58 / Month (max. 5 Years) !
(Use also for Visa Application or Extension)

Insurance company:
Hanse-Merkur Reiseversicherung AG, Siegfried-Wedells-Platz 1, 20354 Hamburg

Visa: Application and Extension
Yes, you can use this insurance for Visa Application or Extension at the embassy and in the aliens department (Ausländerbehörde).

Insurance documents: A few minutes after the Online Registration you will receive by email your insurance documents as PDF Files. These documents are specifically for presentation at embassies, consulates, foreign authorities and Border stations. Print and use them
for Visa Application or Extension.

The 4 most common problems for foreign long-term visitors and emigrants in Germany:

1. Low cost health insurance for more than 1 year in Germany or Europe is
hard to find

Long-term visitors and guests in Germany are often faced with the problem that most travel insurance only offers a maximum term of 12 or 24 months. Long-term health insurance for more than 2 years is hard to find or is extremely expensive. The German statutory health insurance (GKV Krankenkasse), for example, can in most cases not insure foreign guests at all.

What can you do anyway?

A very good and inexpensive solution in this case is the long-term health insurance from Hanse-Merkur from only 58 Euro /month. This insurance offers a longer term of up to 5 years. It is perfectly suited for emigrants and business travelers in Germany, but also for a long family visit, for example by foreign parents, a girlfriend or fiancé and for long-term traveling tourists in Germany, Austria and all other Schengen and EU states.

>>> Long-term Travel Insurance in Germany and EU from 58 Euro / Month: More Details ...

2. Without health insurance no visa at the embassy

Foreigners, who want to enter Germany for at least 6 months or more, are considered long-term travelers and, apart from a few exceptions, need a visa.

Proof of travel insurance for the entire duration of the stay is one of the most important conditions for obtaining a visa for Germany.

3. Not all insurances are accepted by the embassy or immigration office

Be aware, that your travel insurance must meet the current valid regulations for a Shengen Visa as agreed upon by the Council of the European Union on 13.07.2009 . This is an important requirement at the embassy and immigration office, and it is important in order for your insurance to be recognized at all.

Please be cautious:
Often tourists purchase cheap health insurance from foreign local providers, which, unfortunately, have poor coverage and are therefore often not recognized by the embassy.

Our recommendation:

The Long-term visitor health insurance by Hanse-Merkur (from € 58,00 / month) meets the current valid requirements at the embassy for a Schengen visa. After filling out the Online Application, your insurance certificate will be promptly and conveniently displayed on your screen. Simply print it right away and use it immediately as proof of insurance at the immigration office.

>>> Long-term Medical Insurance for Visitors in Germany and EU from 58 Euro / Month: More Details ...

4. High medical costs in Germany and Europe

Emigrants and long-term travelers, who for any reason are staying in Germany without valid health insurance, must pay for expensive treatments by a doctor or hospital out of their own pocket. The cost of treatment and medication, however, is extremely high in Germany and can easily reach several thousand Euros that in this case must be paid for out of pocket. Without health insurance you must even carry the cost of possible transportation to return back to your home country. The same is also true for all medical bills in case of an acute emergency or a flu exam by your regular physician.

All this can get quickly very expensive for you !

On the other hand a long-term travel insurance starts from only 58 Euro/ month and has a term of up to 5 years and is therefore well suited for the needs of long-term visitors, guests, emigrants and business travelers (i.e. freelancers) in Germany.

This Incoming Health Insurance protects you well from financial risks and is actually one of only a few travel health insurances that offer travel protection for such a long term.

An important advantage for you is also the fact that the travel protection meets the visa requirements of the German Embassy. It can therefore serve as proof of insurance for a visa application or extension for a visa for Germany.

>>> Long-term Travel Health Insurance for Visitors in Germany and EU from only 58 Euro / Month: More Details ...

Long-Term Travel Insurance for Germany: Frequently Asked Questions

1. Am I eligible for this Long-Term Travel Insurance?

The long-term travel insurance by Hanse-Merkur is designed for foreign long-term travelers, emigrants and business travelers, who are planning to stay in Germany or any other European country for a duration of 6 months to 5 years. Incoming Insurance can be purchased up to a maximum age of 74 years old. More Details ...

2. Can I use this insurance at the embassy when applying for a visa for Germany?

Yes, this travel insurance meets the visa requirements of the German Embassy (i.e. Schengen Visa) and can therefore be submitted at the embassy together with your visa application for Germany. After online Application you may immediately print this policy and use it for a visa application.

3. Am I also covered during an interim trip back to my home country?

Yes. The health insurance also covers temporary return to your home country. Depending on the selected tariff, the total duration shall be 30 days (Basic), 45 days (Comfort) or 90 days (Premium) per insurance year. However, a visit to the home country must be communicated in writing form prior to the trip.

4. When and how will I receive my medical insurance documents?

After you have submitted your Application Online and it has been approved, your insurance policy will be displayed on your screen. You may immediately print this policy and use it for a visa application.

>>> More Details : Long-term Insurance from only 58 Euro / Month ...

Popular Expatriate Destinations:

  • Singapore
  • Dubai, United Arab Emirates (UAE)
  • Qatar
  • Riyadh, Saudi Arabia
  • Europe
  • Germany
  • France
  • Dakar, Senegal
  • Spain
  • Shanghai, China
  • Hong Kong, China
  • Bahrain
  • Switzerland
  • Amsterdam, Netherlands
  • Prague, Czech Republic
  • Muscat, Oman
  • Italy
  • United States (USA)
  • India
  • United Kingdom (UK)

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